A simple credit

Subscription process and management of your credit 100% online. A question? Our customer service is here to help you.

Fast Credit

Fast credit allows you to get a loan online with quick approval, often without collateral or complex formalities.

A transparent credit

SOCIETY YOUNI offers you loans with fixed rates and monthly payments. No hidden costs and no administration fees.

SOCIETY YOUNI

The fastest credit experience ever

Society Youni is the leader in instant credit in Europe. Constant innovation, disruptive technology and exceptional user experience have enabled nearly a million consumers to have access to instant, simple and transparent credit to renovate their home, finance their vacation, or buy a new smartphone.
We are a credit institution, approved by the European Central Bank and supervised by the ACPR. We have developed an unrivaled consumer loan product allowing an instant final credit decision thanks to a seamless customer experience.

Our Services

What We Offer for You

Personal loan

A personal loan is a loan not allocated to a specific purchase. In this context, the amount borrowed via this type of financing can be used to finance multiple purchases (car, motorcycle, real estate, work, travel, etc.).

Credit redemption

Also called loan consolidation, credit redemption is a consumer loan offered by credit institutions and banks. In principle, the aim of this approach is to consolidate several financings into one.

Consumer credit

consumer credit is a banking transaction granted by a financial institution (bank, consumer credit company, etc.) under certain conditions. In return, the subscriber agrees to repay the borrowed funds in exchange for a financial compensation applied in the form of monthly interest.

Car loan

A car loan is a banking transaction intended to purchase a new or used car. In concrete terms, this form of financing is a consumer loan. Once the funds have been paid, the monthly payments begin to be repaid by the buyer when the latter is in possession of the vehicle.

Works loan

The works credit is an operation allocated to the carrying out of work in your home. Compared to other loans (revolving loans with or without a payment card, personal loans, etc.), the funds are intended to carry out work on a property for personal use.

Travel loan

A travel loan is a consumer loan intended to finance expenses related to a trip within France or abroad. In a way, it is a consumer loan that is an integral part of the personal loan category. Also called a leisure loan, the travel loan allows you to obtain a sum of money not allocated to a specific expense.

SOCIETY YOUNI

The leader in instant credit in Europe

SOCIETY YOUNI is a leading instant credit provider in Europe, offering up to €50,000 in instant, simple, and transparent credit for various purposes, including home renovations, vacations, and electronics purchases.
Constant innovation, cutting-edge technology and an exceptional user experience have enabled more than a million customers to access simple and transparent credit.
Consumer Credit
90%
Green Loan
80%
Auto Credit
70%

Our Strategy

Why should choose us ?

The European Payments Initiative is working towards creating a unified digital payment service across Europe, aiming to offer instant account-to-account payments through a digital wallet called Wero. This initiative seeks to eliminate intermediaries and associated costs, providing a seamless payment experience for consumers and merchants.

As a regulated credit institution, founded in October 2009, our innovative refinancing model allows professional qualified investors (both individuals and legal entities such as companies, insurers, foundations, pension funds, etc.) to finance transparent and competitive consumer loans. Our 100% digital platform uses cutting-edge technology, allowing us to offer competitive interest rates to borrowers and attractive returns to investors.

SOCIETY YOUNI is the leader in instant credit in Europe. Constant innovation, disruptive technology and exceptional user experience have enabled nearly a million consumers to have access to instant, simple and transparent credit to renovate their home, finance their vacation, or buy a new smartphone.

We have developed an unmatched consumer loan product that enables an instant final credit decision through a seamless customer experience. We offer European households the best financing solutions for projects and purchases up to €50,000

Testimonials

What our clients say about us.

Richard Scott

Chairman

I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here. Thank you for yours service.

Jennifer Smith

Managing Director

We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate. The representative helping was fantastic.

Paul Hill

Financial Officer

I had a good experience with Insight Loan Services. Not only did I get my loan but she also advised me that she could help me get my credit back No other financial institute.